Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Dillon Beach, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dillon Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Dillon Beach, CA?

Our Down Payment Assistance program in Dillon Beach, CA provides a financial boost to eligible homebuyers in Dillon Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Dillon Beach, CA

Key Features of Our FHA Down Payment Assistance in Dillon Beach, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dillon Beach, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Dillon Beach, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Dillon Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Dillon Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Dillon Beach, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Dillon Beach, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Dillon Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Dillon Beach, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dillon Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in Dillon Beach, California

Obtaining an FHA down payment assistance home loan in Dillon Beach, California can be highly advantageous. These loans offer low down payment requirements, making homeownership more accessible to individuals with limited savings. In addition, FHA loans often have competitive interest rates, enabling borrowers to save money over the life of the loan.

Dillon Beach is a picturesque coastal community located in Marin County, California. It boasts a diverse population with a mix of families, retirees, and young professionals. The area is known for its laid-back atmosphere and stunning views of the Pacific Ocean. Residents enjoy a strong sense of community and easy access to outdoor recreational activities.

The housing market in Dillon Beach is vibrant, with a range of properties available to suit different preferences and budgets. From cozy beachside cottages to modern oceanfront homes, there is something for everyone in this charming town. With the help of FHA down payment assistance programs, prospective homebuyers can fulfill their dream of owning a home in this desirable location.

Some of the main attractions in Dillon Beach include the beautiful Dillon Beach Resort, where visitors can relax on the sandy shores and enjoy fresh seafood at the on-site restaurant. Outdoor enthusiasts will appreciate the nearby Point Reyes National Seashore, which offers hiking trails, bird watching, and stunning coastal vistas.

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