Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dixon, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Dixon, CA provides a financial boost to eligible homebuyers in Dixon, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dixon, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Dixon, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Dixon, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Dixon, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Dixon, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Dixon, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Dixon, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dixon, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance home loans in Dixon, California provide several advantages to potential homebuyers. These loans allow for lower down payments, making homeownership more accessible to individuals who may not have large savings. Additionally, FHA loans often have competitive interest rates, reducing long-term costs for homeowners. The demographics of Dixon, California, show a diverse community with a mix of families, young professionals, and retirees. The city's population has been steadily growing, indicating a thriving and welcoming environment for new residents. Dixon's proximity to major cities like Sacramento also makes it an attractive location for those seeking a balance between urban amenities and a suburban lifestyle. In terms of the housing market, Dixon, California, offers a range of options for homebuyers, including single-family homes, townhouses, and apartments. The market has been stable in recent years, with moderate price appreciation, making it an ideal time to invest in a property. The availability of FHA Down Payment Assistance programs further enhances the affordability of purchasing a home in Dixon. Some of Dixon's main attractions include the Dixon May Fair, a popular annual event that showcases agricultural exhibits, live entertainment, and carnival rides. The city is also known for its scenic parks and outdoor recreational opportunities, such as the Pat Granucci Aquatic Center and Hall Memorial Park, making it a desirable place to live for outdoor enthusiasts.
Benefits of FHA Down Payment Assistance Home Loan in Dixon, California
