Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Duncans Mills, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Duncans Mills, CA provides a financial boost to eligible homebuyers in Duncans Mills, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Duncans Mills, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Duncans Mills, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Duncans Mills, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Duncans Mills, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Duncans Mills, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Duncans Mills, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Duncans Mills, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Duncans Mills, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Duncans Mills, California offer significant advantages to homebuyers. These loans require lower down payments, making homeownership more accessible to individuals who may not have substantial savings for a traditional down payment. Demographically, Duncans Mills, California, is a picturesque town nestled in Sonoma County. The population is small, providing a close-knit community feel with access to various amenities. The town offers a mix of residents, from families to retirees, creating a diverse and inclusive neighborhood. In terms of the housing market, Duncans Mills provides a unique opportunity for homebuyers. The market offers a range of property types, from cozy cottages to spacious family homes. With the assistance of FHA loans, individuals can explore these housing options with more flexibility and financial support. Noteworthy attractions in Duncans Mills include the historic Duncans Mills Village, known for its charming shops and eateries. Outdoor enthusiasts can enjoy the nearby Russian River for recreational activities like kayaking and hiking, adding to the town's appeal for residents seeking a balanced lifestyle.
FHA Down Payment Assistance Home Loan Benefits in Duncans Mills, California
