Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Dunsmuir, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dunsmuir, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Dunsmuir, CA?

Our Down Payment Assistance program in Dunsmuir, CA provides a financial boost to eligible homebuyers in Dunsmuir, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Dunsmuir, CA

Key Features of Our FHA Down Payment Assistance in Dunsmuir, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dunsmuir, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Dunsmuir, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Dunsmuir, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Dunsmuir, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Dunsmuir, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Dunsmuir, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Dunsmuir, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Dunsmuir, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dunsmuir, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

The Benefits of FHA Down Payment Assistance Home Loan in Dunsmuir, California

FHA Down Payment Assistance Home Loan in Dunsmuir, California offers affordable housing options for first-time home buyers. This program allows individuals to purchase a home with a lower down payment, making homeownership more accessible.

Demographically, Dunsmuir is a small town located in Siskiyou County, California. With a population of approximately 1,600 residents, it offers a close-knit community feel and a peaceful living environment.

The housing market in Dunsmuir is diverse, with options ranging from historic Victorian homes to modern properties. The FHA Down Payment Assistance Home Loan can help individuals take advantage of these housing opportunities and invest in their future.

Main attractions in Dunsmuir include the stunning Hedge Creek Falls, the iconic Mossbrae Falls, and the historic Railroad Park Resort. Residents can enjoy outdoor activities such as hiking, fishing, and camping in the picturesque surroundings of this charming town.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now