Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Early, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Early, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Early, TX?

Our Down Payment Assistance program in Early, TX provides a financial boost to eligible homebuyers in Early, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Early, TX

Key Features of Our FHA Down Payment Assistance in Early, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Early, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Early, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Early, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Early, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Early, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Early, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Early, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Early, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Early, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Early, Texas

1. Lower Down Payment Requirements: With an FHA loan, borrowers can qualify for a mortgage with a lower down payment compared to conventional loans. This makes homeownership more accessible to a wider range of individuals.

2. Competitive Interest Rates: FHA loans typically offer competitive interest rates, which can result in lower monthly payments and long-term savings for homebuyers.

3. Flexible Credit Requirements: FHA loans are known for being more lenient when it comes to credit scores and history, making it easier for individuals with less-than-perfect credit to qualify for a home loan.

Demographics of Early, Texas

Located in Brown County, Texas, Early has a population of approximately 2,800 residents. The town has a diverse community with a mix of families, young professionals, and retirees.

Housing Market in Early, Texas

The housing market in Early is stable, with a variety of housing options ranging from single-family homes to townhouses. The median home value in Early is around $150,000, making it an affordable option for first-time homebuyers.

Main Attractions in Early, Texas

Early is known for its friendly community atmosphere and scenic beauty. Visitors and residents alike can enjoy outdoor activities at Lake Brownwood State Park, explore local shops and restaurants downtown, and attend community events throughout the year.

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sharon@horizonlendingservices.com
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