Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in East Irvine, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in East Irvine, CA provides a financial boost to eligible homebuyers in East Irvine, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in East Irvine, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in East Irvine, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in East Irvine, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in East Irvine, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in East Irvine, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in East Irvine, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in East Irvine, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in East Irvine, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of utilizing an FHA Down Payment Assistance Home Loan in East Irvine, California is the ability to purchase a home with a lower down payment requirement, making homeownership more accessible to a wider range of individuals. This type of loan also offers competitive interest rates and lenient credit score requirements, making it an attractive option for first-time homebuyers. Demographically, East Irvine, California is a diverse community with a mix of families, young professionals, and retirees. The area is known for its top-rated schools, safe neighborhoods, and proximity to major employment centers, making it an ideal location for individuals looking to settle down and raise a family. The housing market in East Irvine is currently experiencing steady growth, with a high demand for single-family homes and townhouses. The market is competitive, but with the assistance of an FHA Down Payment Assistance Home Loan, buyers have a better chance of securing their dream home in this desirable area. Main attractions in East Irvine, California include the picturesque Irvine Regional Park, which offers hiking trails and picnic areas, as well as the bustling Irvine Spectrum Center, a popular shopping and dining destination. Additionally, the community boasts a range of recreational facilities, including sports fields, community centers, and golf courses.
FHA Down Payment Assistance Home Loan in East Irvine, California
