Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Eden, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Eden, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Eden, TX?

Our Down Payment Assistance program in Eden, TX provides a financial boost to eligible homebuyers in Eden, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Eden, TX

Key Features of Our FHA Down Payment Assistance in Eden, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Eden, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Eden, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Eden, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Eden, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Eden, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Eden, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Eden, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Eden, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Eden, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Eden, Texas

Benefits:

FHA Down Payment Assistance Home Loans offer lower down payment requirements, making homeownership more accessible to first-time buyers.

These loans often have lower credit score requirements, helping individuals with less than perfect credit to qualify for a mortgage.

Additionally, FHA loans provide competitive interest rates and allow for higher debt-to-income ratios than conventional loans.

Demographics:

Eden, Texas, has a population of approximately [current population], with a median household income of [income level]. The town boasts a diverse community with a mix of age groups and backgrounds.

Housing Market:

The housing market in Eden offers a variety of options, from historic homes to modern developments. The median home price is [current median price], making it an attractive option for buyers looking for affordable housing.

Main Attractions:

Some of the main attractions in Eden include [attraction 1], [attraction 2], and [attraction 3]. Whether you enjoy outdoor activities or cultural experiences, Eden has something for everyone.

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sharon@horizonlendingservices.com
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972-347-9224
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