Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in El Dorado Hills, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in El Dorado Hills, CA provides a financial boost to eligible homebuyers in El Dorado Hills, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in El Dorado Hills, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in El Dorado Hills, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in El Dorado Hills, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in El Dorado Hills, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in El Dorado Hills, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in El Dorado Hills, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in El Dorado Hills, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in El Dorado Hills, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in El Dorado Hills provide a great opportunity for residents to purchase homes with a lower down payment requirement, making homeownership more accessible. Demographics of El Dorado Hills show a thriving community with a mix of young families and retirees. The area boasts a high median household income and a well-educated population, making it an attractive place to settle down. The housing market in El Dorado Hills is competitive yet stable, with a variety of housing options ranging from single-family homes to upscale luxury estates. The FHA Down Payment Assistance program can help more buyers enter this market and secure their dream homes. El Dorado Hills is known for its beautiful landscapes, proximity to outdoor recreational activities in the Sierra Foothills, and charming community events. Residents can enjoy the Folsom Lake, local wineries, and the El Dorado Hills Town Center for shopping and dining.
Benefits of FHA Down Payment Assistance Home Loan in El Dorado Hills, California
