Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Empire, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Empire, CA provides a financial boost to eligible homebuyers in Empire, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Empire, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Empire, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Empire, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Empire, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Empire, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Empire, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Empire, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Empire, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer a great opportunity for individuals and families in Empire, California, to achieve their dream of homeownership. These loans require a lower down payment, making it easier for first-time buyers to purchase a home without the need for a large sum of money upfront. Demographics in Empire, California, showcase a diverse community with a mix of residents from various backgrounds and cultures. The town has a strong sense of community, with residents coming together for events and activities that celebrate their diversity. The housing market in Empire, California, is thriving, with a range of housing options available to suit different needs and preferences. From single-family homes to condominiums and apartments, there is something for everyone in this vibrant town. Main attractions in Empire, California, include the beautiful Empire State Park, where residents can enjoy outdoor activities such as hiking, picnicking, and fishing. The town also boasts a variety of restaurants, shops, and entertainment venues, providing plenty of options for residents to explore and enjoy.
The Benefits of FHA Down Payment Assistance Home Loan in Empire, California
