Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Etna, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Etna, CA provides a financial boost to eligible homebuyers in Etna, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Etna, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Etna, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Etna, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Etna, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Etna, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Etna, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Etna, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Etna, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits An FHA down payment assistance home loan in Etna, California can help individuals and families achieve homeownership more easily by offering lower down payment requirements compared to conventional loans. This makes purchasing a home more affordable and accessible. Additionally, FHA loans often have more flexible credit score requirements, helping individuals with less than perfect credit histories to qualify for a mortgage and secure a home in Etna. Moreover, FHA loans typically offer competitive interest rates, helping borrowers save money over the life of their loan compared to other financing options. Demographics Etna, California, is a small town with a population of approximately 700 residents. The town has a close-knit community vibe, making it an ideal place for families and individuals looking for a peaceful and tight-knit neighborhood to call home. Housing Market The housing market in Etna, California, is characterized by a mix of historical homes and newer constructions. The median home price in Etna is affordable compared to neighboring cities, making it an attractive option for first-time homebuyers. Main Attractions Etna is known for its stunning natural beauty, with opportunities for outdoor activities such as hiking, fishing, and camping in the nearby Marble Mountain Wilderness Area. The town also hosts community events throughout the year, fostering a strong sense of belonging among residents.
Benefits of FHA Down Payment Assistance Home Loan in Etna, California
