Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Exeter, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Exeter, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Exeter, CA?

Our Down Payment Assistance program in Exeter, CA provides a financial boost to eligible homebuyers in Exeter, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Exeter, CA

Key Features of Our FHA Down Payment Assistance in Exeter, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Exeter, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Exeter, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Exeter, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Exeter, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Exeter, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Exeter, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Exeter, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Exeter, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Exeter, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Exeter, California

FHA Down Payment Assistance Home Loan in Exeter, California offers several benefits such as lower down payment requirements, competitive interest rates, and easier qualification criteria compared to traditional loans.

Exeter, California, located in Tulare County, has a diverse population with a mix of Hispanic, Caucasian, and Asian residents. The town has a strong sense of community and offers a family-friendly environment with good schools and parks.

The housing market in Exeter is vibrant, with a range of options from historic homes to modern developments. The median home price is affordable compared to nearby cities, making it an attractive location for first-time homebuyers or those looking to invest in real estate.

Main attractions in Exeter include the stunning Mural Capital of California, downtown art galleries, and nearby Sequoia National Park, offering outdoor recreational activities such as hiking and camping.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now