Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Fairfax, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Fairfax, CA provides a financial boost to eligible homebuyers in Fairfax, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Fairfax, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Fairfax, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Fairfax, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Fairfax, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Fairfax, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Fairfax, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Fairfax, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Fairfax, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous advantages to homebuyers in Fairfax, California. These loans provide a lower down payment requirement, making home ownership more accessible to a wider range of individuals. Additionally, FHA loans often have competitive interest rates and more lenient credit score requirements, making them an attractive option for first-time homebuyers. Demographically, Fairfax, California, is a vibrant community known for its diverse population and strong sense of community. The town has a mix of residents, including young families, professionals, and retirees, creating a dynamic and inclusive atmosphere. The town also boasts a high level of education and a strong local economy, making it an appealing location for homebuyers of all backgrounds. When it comes to the housing market in Fairfax, California, the town offers a variety of housing options to suit different preferences and budgets. From cozy single-family homes to spacious modern condos, Fairfax has something for everyone. The real estate market in the town is stable, with steady appreciation rates and a strong demand for homes, making it a sound investment for those looking to purchase property in the area. Some of the main attractions in Fairfax, California, include its beautiful natural surroundings, such as the scenic hiking trails in the surrounding hills and the nearby beaches along the coast. The town also has a charming downtown area with boutique shops, restaurants, and cafes, creating a lively and welcoming atmosphere for residents and visitors alike.
Benefits of FHA Down Payment Assistance Home Loan in Fairfax, California
