Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Fillmore, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Fillmore, CA provides a financial boost to eligible homebuyers in Fillmore, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Fillmore, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Fillmore, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Fillmore, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Fillmore, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Fillmore, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Fillmore, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Fillmore, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Fillmore, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance home loans offer a great opportunity for first-time homebuyers in Fillmore, California. These loans require a lower down payment compared to conventional loans, making homeownership more accessible. Demographically, Fillmore, California, is a diverse community with a mix of cultures, backgrounds, and ages. The town has a strong sense of community, making it an excellent place to raise a family or start a new chapter of your life. When it comes to the housing market, Fillmore offers a range of options from historic homes to modern developments. The market is competitive but with the FHA Down Payment Assistance program, buyers have a better chance of securing their dream home. Main attractions in Fillmore include the Fillmore & Western Railway, a popular tourist spot offering scenic train rides. The town also boasts beautiful parks, quaint shops, and a vibrant downtown area, making it a charming place to live and explore.
Benefits of FHA Down Payment Assistance Home Loan in Fillmore, California
