Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Firebaugh, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Firebaugh, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Firebaugh, CA?

Our Down Payment Assistance program in Firebaugh, CA provides a financial boost to eligible homebuyers in Firebaugh, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Firebaugh, CA

Key Features of Our FHA Down Payment Assistance in Firebaugh, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Firebaugh, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Firebaugh, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Firebaugh, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Firebaugh, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Firebaugh, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Firebaugh, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Firebaugh, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Firebaugh, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Firebaugh, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Firebaugh, California

FHA Down Payment Assistance Home Loans offer a great solution for first-time homebuyers in Firebaugh. This program allows buyers to finance a home with as little as 3.5% down payment, making homeownership more accessible.

Demographics-wise, Firebaugh is a diverse community located in Fresno County, California. The town has a mix of cultures, with a significant Hispanic population, contributing to a vibrant and inclusive neighborhood.

The housing market in Firebaugh is promising, with a range of affordable properties available for sale. The FHA Down Payment Assistance Home Loan can make these homes even more affordable, helping individuals and families achieve their dream of owning a home in this charming town.

Main attractions in Firebaugh include the beautiful Firebaugh Reservoir, a popular spot for fishing and picnicking, and the Firebaugh Historic Museum, showcasing the town's rich history and heritage.

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