Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Floriston, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Floriston, CA provides a financial boost to eligible homebuyers in Floriston, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Floriston, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Floriston, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Floriston, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Floriston, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Floriston, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Floriston, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Floriston, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Floriston, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Floriston, California provide numerous benefits to low to moderate-income individuals. These loans allow for a lower down payment, making homeownership more accessible for many families. Additionally, FHA loans often have lower credit score requirements compared to traditional loans, enabling more individuals to qualify for financing. Demographics in Floriston, California show a diverse community with a mix of families, young professionals, and retirees. The population enjoys a high quality of life with access to outdoor recreational activities due to the town's proximity to the Sierra Nevada Mountains and Truckee River. The housing market in Floriston, California is currently experiencing steady growth with a range of housing options available, from single-family homes to townhouses. With the assistance of FHA Down Payment programs, more individuals can afford to purchase property in this desirable location.
Benefits of FHA Down Payment Assistance Home Loan in Floriston, California
