Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Francitas, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Francitas, TX provides a financial boost to eligible homebuyers in Francitas, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Francitas, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Francitas, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Francitas, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Francitas, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Francitas, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Francitas, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Francitas, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Francitas, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA Down Payment Assistance home loan in Francitas, Texas, is that it allows buyers to purchase a home with a lower down payment requirement, making homeownership more accessible to individuals and families. Additionally, FHA loans often have more lenient credit requirements, making it easier for first-time homebuyers to qualify. Demographically, Francitas is a small, tight-knit community located in Jackson County, Texas. With a population of approximately 200 residents, it offers a quiet and peaceful living environment perfect for those looking to escape the hustle and bustle of city life. On the housing market front, Francitas provides a mix of housing options ranging from cozy single-family homes to spacious ranch properties. The market is known for its affordability compared to neighboring areas, making it an attractive location for those looking to invest in real estate. Some main attractions in Francitas include the picturesque Jackson County Park, perfect for outdoor activities such as fishing and hiking. The nearby San Antonio River also offers opportunities for boating and relaxation, adding to the overall charm of the area.
FHA Down Payment Assistance Home Loan in Francitas, Texas
