Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Freedom, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Freedom, CA provides a financial boost to eligible homebuyers in Freedom, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Freedom, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Freedom, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Freedom, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Freedom, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Freedom, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Freedom, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Freedom, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Freedom, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Freedom, California offer lower down payment requirements, making homeownership more accessible to individuals and families who may not have a large sum of cash upfront. Demographics: Freedom, California, is a diverse community with a mix of residents from various backgrounds. The median household income is above the national average, making it an attractive location for homebuyers looking for affordable housing options. Housing Market: The housing market in Freedom, California, is stable with a range of options available from single-family homes to townhouses. The market is competitive but offers opportunities for first-time buyers to invest in their dream home with the help of FHA Down Payment Assistance Home Loans. Main Attractions: Freedom, California, is known for its beautiful beaches, outdoor recreational activities, and proximity to popular destinations like Santa Cruz. Residents can enjoy a vibrant community atmosphere while benefitting from the quiet charm of suburban living.
Benefits of FHA Down Payment Assistance Home Loan in Freedom, California
