Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in French Camp, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in French Camp, CA provides a financial boost to eligible homebuyers in French Camp, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in French Camp, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in French Camp, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in French Camp, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in French Camp, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in French Camp, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in French Camp, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in French Camp, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in French Camp, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in French Camp, California offers several benefits to aspiring homeowners. Firstly, it allows buyers to purchase a home with a lower down payment, making homeownership more affordable and accessible. Additionally, FHA loans typically have lower credit score requirements, making it easier for individuals with less-than-perfect credit to qualify. The demographics of French Camp, California, showcase a diverse community with a mix of different ethnicities and age groups. The area has a growing population with a mix of families, young professionals, and retirees, creating a vibrant and inclusive community atmosphere. In terms of the housing market, French Camp offers a range of housing options including single-family homes, townhouses, and apartments. The market is competitive, with demand driving prices up in recent years. However, with the assistance of FHA loans, potential buyers can navigate the market more effectively and secure their dream home. French Camp, California, boasts a variety of main attractions that cater to residents and visitors alike. From historical sites like the French Camp Historic Site to outdoor recreational areas such as the San Joaquin River National Wildlife Refuge, there is something for everyone to enjoy in this charming town.
Benefits of FHA Down Payment Assistance Home Loan in French Camp, California
