Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Fresno, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Fresno, TX provides a financial boost to eligible homebuyers in Fresno, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Fresno, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Fresno, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Fresno, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Fresno, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Fresno, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Fresno, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Fresno, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Fresno, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Fresno, Texas provides a valuable option for first-time homebuyers with limited funds. It allows for a lower down payment, making homeownership more accessible. This can help individuals and families achieve their dream of owning a home sooner rather than later. Demographics in Fresno, Texas show a diverse community with a mix of different cultures and backgrounds. The population consists of both young families looking to settle down and retirees enjoying a peaceful lifestyle. The community is known for its welcoming atmosphere and tight-knit neighborhoods. The housing market in Fresno, Texas offers a range of options from cozy single-family homes to spacious modern dwellings. With the assistance of FHA Down Payment programs, more prospective buyers can enter the market, driving growth and diversity. This creates a dynamic real estate environment with opportunities for various types of buyers. Main attractions in Fresno, Texas include beautiful parks, local eateries serving delicious cuisine, and community events that bring residents together. Residents can enjoy a balanced lifestyle with access to urban amenities while surrounded by the serenity of nature.
Benefits of FHA Down Payment Assistance Home Loan in Fresno, Texas