Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Fruitvale, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Fruitvale, TX provides a financial boost to eligible homebuyers in Fruitvale, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Fruitvale, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Fruitvale, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Fruitvale, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Fruitvale, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Fruitvale, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Fruitvale, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Fruitvale, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Fruitvale, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Fruitvale, Texas offers a unique opportunity for homebuyers with the FHA Down Payment Assistance program. This initiative allows individuals to purchase a home with a lower down payment, making homeownership more accessible and affordable. Demographically, Fruitvale is a small, close-knit community with a population that values a strong sense of community and pride in homeownership. The town is predominantly made up of families and working professionals seeking a safe and peaceful environment to raise their children. In terms of the housing market, Fruitvale boasts a diverse range of homes, from charming single-family residences to spacious modern constructions. The market is stable, with steady appreciation rates, making it an attractive investment opportunity for potential buyers looking to settle down in a welcoming neighborhood. Some main attractions in Fruitvale include the beautiful Lake Tawakoni State Park, offering recreational activities such as fishing, hiking, and camping. Additionally, residents can enjoy the local farmers' market, community events, and nearby dining options that showcase the town's southern charm and hospitality.
Benefits of FHA Down Payment Assistance Home Loan in Fruitvale, Texas
