Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Fulton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Fulton, CA provides a financial boost to eligible homebuyers in Fulton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Fulton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Fulton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Fulton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Fulton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Fulton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Fulton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Fulton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Fulton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance home loan offers numerous benefits to homebuyers in Fulton, California. This program provides eligible borrowers with financial aid to cover a portion of their down payment, making homeownership more accessible and affordable for individuals and families. By reducing the upfront cash required, this assistance can help individuals achieve the American dream of owning a home. Demographically, Fulton, California, boasts a diverse population with a mix of residents from various cultural backgrounds. The community is known for its friendly and welcoming atmosphere, making it an ideal place for individuals looking to settle down and establish roots. With a range of housing options available, Fulton caters to both families and young professionals seeking a vibrant and inclusive neighborhood to call home. In terms of the housing market, Fulton offers a mix of traditional single-family homes, modern townhouses, and spacious apartments to suit different preferences and budgets. The real estate market in Fulton is dynamic, with steady demand for properties and a range of competitive pricing options. Additionally, the presence of the FHA Down Payment Assistance program can further stimulate the housing market by incentivizing more buyers to invest in properties in Fulton. Some of the main attractions in Fulton, California, include scenic parks, bustling shopping districts, and a variety of dining options showcasing local cuisine. Residents can enjoy outdoor activities like hiking and biking in the nearby nature reserves or explore the vibrant arts and culture scene in the heart of the city. With its convenient location and diverse attractions, Fulton offers a balanced lifestyle that appeals to individuals of all ages.
FHA Down Payment Assistance Home Loan Benefits in Fulton, California
