Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Gallatin, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Gallatin, TX provides a financial boost to eligible homebuyers in Gallatin, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Gallatin, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Gallatin, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Gallatin, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Gallatin, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Gallatin, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Gallatin, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Gallatin, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Gallatin, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: The FHA Down Payment Assistance Home Loan in Gallatin, Texas offers eligible homebuyers the opportunity to purchase a home with a lower down payment, making homeownership more accessible. This program also provides financial assistance for closing costs, making it easier for buyers to afford their dream home. Demographics: Gallatin, Texas, is a diverse community with a population that represents a mix of different age groups and cultural backgrounds. The town has a strong sense of community, with residents who take pride in their neighborhood and work together to support local businesses and events. Housing Market: The housing market in Gallatin, Texas, is thriving, with a range of options available for buyers looking to invest in the area. The town offers a mix of historic homes, modern developments, and rural properties, catering to various preferences and budgets. Main Attractions: Gallatin, Texas, boasts a charming downtown area with boutique shops, cafes, and restaurants for residents to enjoy. The town is also known for its recreational opportunities, including parks, hiking trails, and community events that bring neighbors together.
FHA Down Payment Assistance Home Loan in Gallatin, Texas
