Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Garden City, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Garden City, TX provides a financial boost to eligible homebuyers in Garden City, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Garden City, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Garden City, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Garden City, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Garden City, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Garden City, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Garden City, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Garden City, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Garden City, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Garden City, Texas provides prospective homebuyers with the opportunity to own a home with a lower down payment requirement, making homeownership more accessible. This program often comes with competitive interest rates and less stringent credit requirements, catering to a wider range of buyers. Garden City, Texas, a charming town with a population of approximately 300 residents, offers a close-knit community with a rural feel. The town boasts a stable economy primarily driven by agriculture and oil production. Its demographics are characterized by friendly neighbors and a family-oriented environment. The housing market in Garden City, Texas, is diverse, with options ranging from historic homes to modern constructions. The FHA Down Payment Assistance Home Loan can help individuals and families looking to settle in this area by offering financial support and flexibility in purchasing a property. With steady market growth and reasonable property prices, Garden City presents a promising opportunity for homebuyers. Main Attractions in Garden City, Texas In addition to its strong sense of community, Garden City offers attractions such as beautiful parks, local boutiques, and cozy cafes. Residents can enjoy outdoor activities like hiking, fishing, and camping in the surrounding natural landscapes, making it an ideal place for nature lovers.
Benefits of FHA Down Payment Assistance Home Loan in Garden City, Texas
