Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Gardena, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Gardena, CA provides a financial boost to eligible homebuyers in Gardena, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Gardena, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Gardena, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Gardena, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Gardena, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Gardena, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Gardena, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Gardena, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Gardena, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Gardena offer various benefits to homebuyers. These loans require a lower down payment, making homeownership more accessible. Additionally, the FHA provides competitive interest rates, making it an affordable option for many individuals. Demographics of Gardena, California show a diverse community with a mix of different ethnicities. The city has a strong sense of community and offers various amenities to residents, including parks, schools, and shopping centers. The housing market in Gardena is competitive but relatively stable. The average home prices have been steadily increasing, making it a good investment opportunity for buyers. With the FHA Down Payment Assistance program, more individuals can afford to purchase homes in this growing market. Gardena, California boasts a variety of attractions, including the Hustler Casino, South Bay Galleria, and Rowley Memorial Park. The city's proximity to Los Angeles also provides residents with easy access to major cultural and entertainment hubs.
Benefits of FHA Down Payment Assistance Home Loan in Gardena, California
