Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Garrison, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Garrison, TX provides a financial boost to eligible homebuyers in Garrison, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Garrison, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Garrison, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Garrison, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Garrison, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Garrison, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Garrison, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Garrison, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Garrison, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance home loans in Garrison, Texas offer numerous benefits to potential homebuyers. They provide a more accessible path to homeownership by requiring a lower down payment, often as low as 3.5%. Additionally, these loans offer competitive interest rates and flexible qualification requirements, making them an attractive option for first-time buyers and those with limited financial resources. Garrison, Texas, is a quaint town with a population that largely consists of families and retirees. The community enjoys a peaceful atmosphere with access to good schools and friendly neighbors. The town's demographics showcase a tight-knit community where residents take pride in their homes and local businesses. The housing market in Garrison presents opportunities for both buyers and sellers. With the assistance of FHA Down Payment Assistance loans, more individuals can afford to purchase homes, leading to increased property values and a vibrant real estate market. The town offers a mix of historic homes and newer developments, catering to different preferences and budgets. Some main attractions in Garrison include the beautiful Davy Crockett National Forest, which provides ample recreational activities such as hiking and camping. The town also boasts charming local shops and eateries, showcasing the community's unique character and welcoming atmosphere.
FHA Down Payment Assistance Home Loan in Garrison, Texas