Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Georgetown, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Georgetown, CA provides a financial boost to eligible homebuyers in Georgetown, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Georgetown, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Georgetown, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Georgetown, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Georgetown, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Georgetown, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Georgetown, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Georgetown, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Georgetown, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: FHA Down Payment Assistance Home Loans offer lower down payment requirements, making homeownership more accessible. They also have competitive interest rates and allow for higher debt-to-income ratios, increasing the chances of loan approval. Demographics: Georgetown, California, has a population of around 2,000 residents with a median age of 44 years. The area is known for its diverse community, including families, young professionals, and retirees, creating a vibrant and welcoming environment. Housing Market: The housing market in Georgetown is stable, with a mix of historical homes and newer developments. The median home price is $350,000, making it an affordable option for first-time homebuyers. The market is competitive, but FHA loans can help buyers secure their dream home. Main Attractions: Georgetown offers a charming downtown area with local shops and restaurants. Outdoor enthusiasts will enjoy nearby recreational areas, such as Cronan Ranch Regional Trails Park and the American River for hiking, biking, and water activities.
FHA Down Payment Assistance Home Loan Benefits in Georgetown, California
