Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Giddings, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Giddings, TX provides a financial boost to eligible homebuyers in Giddings, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Giddings, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Giddings, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Giddings, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Giddings, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Giddings, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Giddings, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Giddings, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Giddings, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance home loans in Giddings, Texas offer numerous benefits, making homeownership more accessible. These loans require lower down payments, allowing more people to qualify for a home. They also have competitive interest rates, making them affordable in the long term. The demographics of Giddings, Texas, show a community with a diverse mix of age groups and ethnicities. The city has a strong sense of community and offers a welcoming environment for families and individuals alike. The housing market in Giddings, Texas, is experiencing growth and stability, making it an attractive location for homebuyers. With a range of housing options available, from affordable starter homes to larger family residences, there is something to suit every need and budget. Giddings, Texas, boasts several main attractions that make it a desirable place to live. The city is known for its historic downtown, charming shops, local restaurants, and outdoor recreational opportunities. Additionally, the area's natural beauty and parks provide residents with opportunities for leisure and relaxation.
Benefits of FHA Down Payment Assistance Home Loan in Giddings, Texas
