Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Gilchrist, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Gilchrist, TX provides a financial boost to eligible homebuyers in Gilchrist, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Gilchrist, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Gilchrist, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Gilchrist, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Gilchrist, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Gilchrist, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Gilchrist, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Gilchrist, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Gilchrist, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Gilchrist, Texas provide a valuable opportunity for first-time homebuyers by offering lower down payment requirements, making homeownership more accessible. Demographics of Gilchrist, Texas include a diverse population with a mix of age groups. The town has a strong sense of community and offers various amenities such as schools, parks, and recreational facilities. In Gilchrist, Texas, the housing market is dynamic with a range of options from affordable starter homes to luxurious waterfront properties. The market offers good investment opportunities with steady appreciation rates, making it an attractive location for homebuyers. Main attractions in Gilchrist, Texas include beautiful beaches, outdoor activities like fishing and water sports, and local dining spots that showcase the town's unique culture and cuisine.
Benefits of FHA Down Payment Assistance Home Loan in Gilchrist, Texas
