Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Girard, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Girard, TX provides a financial boost to eligible homebuyers in Girard, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Girard, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Girard, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Girard, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Girard, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Girard, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Girard, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Girard, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Girard, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: An FHA Down Payment Assistance Home Loan in Girard, Texas provides a great opportunity for first-time homebuyers to purchase a home with a lower down payment requirement, making homeownership more accessible. These loans often come with competitive interest rates and flexible credit requirements, making them an attractive option for those looking to enter the real estate market. Furthermore, FHA loans offer options for refinancing and renovation loans, allowing homeowners to improve their properties while keeping costs reasonable. Demographics: Girard, Texas, is home to a diverse community with a mix of families, young professionals, and retirees. The population is known for its friendly and welcoming atmosphere, creating a tight-knit and supportive neighborhood. The town boasts a variety of cultural backgrounds, adding to the richness of the community and providing a vibrant and inclusive environment for residents. With a range of educational and employment opportunities, Girard attracts individuals and families looking for a balanced lifestyle. Housing Market: The housing market in Girard, Texas, is characterized by a mix of historic homes and newer developments, offering a range of options for buyers. Properties in Girard are often more affordable compared to neighboring areas, providing an attractive opportunity for buyers looking to invest in real estate. The market is stable, with steady appreciation rates, making it a favorable location for long-term investments. Main Attractions: Girard, Texas, is known for its beautiful parks and outdoor recreational areas, making it a perfect destination for nature lovers. The town also hosts a variety of local shops and restaurants, offering residents a taste of small-town charm and community spirit. With easy access to nearby cities and attractions, Girard provides a serene retreat while maintaining connectivity to larger urban centers.
FHA Down Payment Assistance Home Loan in Girard, Texas
