Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Girvin, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Girvin, TX provides a financial boost to eligible homebuyers in Girvin, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Girvin, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Girvin, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Girvin, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Girvin, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Girvin, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Girvin, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Girvin, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Girvin, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance home loans in Girvin, Texas offer numerous benefits to prospective homebuyers. These include lower down payment requirements, competitive interest rates, and the ability to qualify with a lower credit score compared to conventional loans. Additionally, FHA loans provide flexibility in terms of income requirements, making homeownership more accessible to a wider range of individuals. Girvin, Texas, located in Loving County, has a small population with a tight-knit community feel. The demographics of the area primarily consist of working professionals and families seeking a peaceful and safe environment to call home. The median household income in Girvin is higher than the state average, reflecting a stable economic environment. The housing market in Girvin, Texas, is experiencing steady growth with a range of affordable housing options available to buyers. The demand for homes in the area is increasing, driven by the attractive loan programs such as FHA Down Payment Assistance. Home values are appreciating, making it an ideal time to invest in real estate in Girvin. Some main attractions in Girvin, Texas, include the stunning Big Bend National Park, offering outdoor activities such as hiking, camping, and wildlife viewing. The area is also known for its rich history, with attractions like the Terlingua Ghost Town providing a glimpse into the past. Additionally, the vibrant local food scene and art community add to the charm of Girvin.
Benefits of FHA Down Payment Assistance Home Loan in Girvin, Texas
