Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Gold Run, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Gold Run, CA provides a financial boost to eligible homebuyers in Gold Run, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Gold Run, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Gold Run, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Gold Run, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Gold Run, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Gold Run, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Gold Run, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Gold Run, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Gold Run, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans offer several benefits in Gold Run, California. These loans provide a lower down payment option, making homeownership more accessible to individuals who may not have substantial savings. Additionally, FHA loans often come with competitive interest rates, helping borrowers save money over the life of the loan. The government-backed nature of these loans also provides lenders with more confidence, potentially leading to more favorable terms for borrowers. Gold Run, California, is a charming community with a diverse demographic makeup. The town is home to a mix of young professionals, families, and retirees, creating a vibrant and welcoming atmosphere. The median household income in Gold Run is above the national average, reflecting the area's economic stability and opportunities for residents. The housing market in Gold Run, California, is dynamic and offers a range of options for prospective buyers. With the assistance of FHA loans, individuals can explore affordable housing opportunities in the area, including single-family homes, townhouses, and condominiums. The market is relatively stable, with moderate appreciation rates, making it an attractive location for both first-time homebuyers and investors.
Benefits of FHA Down Payment Assistance Home Loan in Gold Run, California
