Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Goshen, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Goshen, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Goshen, CA?

Our Down Payment Assistance program in Goshen, CA provides a financial boost to eligible homebuyers in Goshen, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Goshen, CA

Key Features of Our FHA Down Payment Assistance in Goshen, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Goshen, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Goshen, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Goshen, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Goshen, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Goshen, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Goshen, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Goshen, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Goshen, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Goshen, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Goshen, California

Benefits of FHA Down Payment Assistance: The FHA loan program offers down payment assistance to help individuals and families in Goshen, California, achieve homeownership with lower down payment requirements. This assistance can make purchasing a home more accessible and affordable for first-time buyers.

Demographics: Goshen, California, is a diverse community with a population of approximately X residents. The town has a mix of demographics, including families, young professionals, and retirees, creating a vibrant and inclusive neighborhood.

Housing Market: The housing market in Goshen offers a range of options, from single-family homes to townhouses and condos. With the assistance of FHA loans, buyers can find affordable housing options and take advantage of the low-interest rates and favorable terms in the current market.

Main Attractions: Goshen is known for its picturesque surroundings, including parks, hiking trails, and recreational facilities. Residents can enjoy a peaceful lifestyle while being in proximity to shopping centers, restaurants, and other amenities, making it an ideal place to call home.

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