Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Graford, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Graford, TX provides a financial boost to eligible homebuyers in Graford, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Graford, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Graford, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Graford, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Graford, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Graford, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Graford, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Graford, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Graford, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Graford, Texas offers low down payment requirements, making homeownership more accessible to individuals and families. This program allows borrowers to qualify for a mortgage with a down payment as low as 3.5%, making it an attractive option for first-time homebuyers. Furthermore, FHA loans have competitive interest rates and flexible credit score requirements, accommodating a wider range of borrowers. The assistance provided can help individuals achieve their dream of owning a home and build equity over time. Demographics in Graford, Texas show a population that is predominantly white, with a median age of around 45 years old. The town has a close-knit community feel, making it an ideal place for families and retirees. The cost of living is relatively affordable compared to larger cities, making Graford an appealing location for those looking to settle down. In Graford, the housing market is stable with a mix of single-family homes and rural properties. The median home price is reasonable, offering affordable options for potential buyers. The availability of FHA Down Payment Assistance Home Loans enhances the accessibility of homeownership in the area, contributing to a thriving real estate market. Main attractions in Graford include Possum Kingdom Lake, a popular spot for outdoor activities such as fishing, boating, and hiking. The area also offers scenic views and opportunities for relaxation in a tranquil setting. Additionally, residents can enjoy local dining, shopping, and community events that contribute to the town's charm.
Benefits of FHA Down Payment Assistance Home Loan in Graford, Texas
