Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Graham, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Graham, TX provides a financial boost to eligible homebuyers in Graham, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Graham, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Graham, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Graham, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Graham, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Graham, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Graham, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Graham, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Graham, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: One of the main benefits of a FHA down payment assistance home loan in Graham, Texas is that it allows buyers to purchase a home with a lower down payment, making homeownership more accessible. Additionally, these loans often come with competitive interest rates, helping buyers save money in the long run. The FHA loan program also provides flexibility in terms of credit score requirements, making it easier for buyers with less-than-perfect credit to qualify. Demographics: Graham, Texas is a diverse community with a population that enjoys a mix of urban and rural living. The city has a strong sense of community and is known for its friendly residents. The population consists of a mix of families, young professionals, and retirees, making it a great place for people of all ages and backgrounds. Housing Market: The housing market in Graham, Texas is thriving, with a range of housing options available to buyers. From cozy single-family homes to spacious estates, there is something for everyone in Graham. The market is stable, with moderate appreciation rates, making it a wise investment for buyers looking to settle down or for those seeking rental properties. Main Attractions: Graham, Texas boasts a variety of attractions, including the Historic Downtown Square with its charming boutiques and eateries, the Wildcatter Ranch & Resort for outdoor enthusiasts, and Possum Kingdom Lake for water activities and relaxation. The city also hosts cultural events and festivals throughout the year, providing entertainment for residents and visitors alike.
FHA Down Payment Assistance Home Loan in Graham, Texas
