Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Grass Valley, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Grass Valley, CA provides a financial boost to eligible homebuyers in Grass Valley, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Grass Valley, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Grass Valley, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Grass Valley, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Grass Valley, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Grass Valley, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Grass Valley, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Grass Valley, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Grass Valley, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance home loans in Grass Valley, California provide numerous benefits to homebuyers. These loans require lower down payments, making homeownership more accessible. FHA loans also offer competitive interest rates and may be available to borrowers with lower credit scores. Grass Valley, California, boasts a diverse population with a mix of families, young professionals, and retirees. The city's demographics show a strong sense of community and pride, with many residents actively participating in local events and initiatives. The housing market in Grass Valley, California, is vibrant and offers a variety of housing options, from historic Victorian homes to modern condominiums. The market is competitive, with properties often selling quickly. FHA Down Payment Assistance can help buyers navigate this competitive market. Grass Valley, California, is known for its rich history, beautiful landscapes, and outdoor recreational opportunities. The city is home to popular attractions such as the Empire Mine State Historic Park, the Nevada County Fairgrounds, and the vibrant downtown area with shops and restaurants.
FHA Down Payment Assistance Home Loan in Grass Valley, California
