Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Graton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Graton, CA provides a financial boost to eligible homebuyers in Graton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Graton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Graton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Graton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Graton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Graton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Graton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Graton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Graton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan offers several benefits to potential homeowners in Graton, California. This program allows buyers to secure a home with a lower down payment, typically as low as 3.5% of the purchase price, making home ownership more affordable and accessible to a wider range of individuals. Demographics in Graton, California: Graton is a small town located in Sonoma County with a population of approximately 1,700 residents. The town has a diverse community with a mix of young professionals, families, and retirees. The median household income in Graton is above the national average, making it an attractive location for homebuyers. Housing Market in Graton, California: The housing market in Graton is characterized by a mix of single-family homes, townhouses, and apartments. The median home price in Graton is higher than the national average, but the FHA Down Payment Assistance Home Loan program can help buyers afford their dream home in this desirable location. Main Attractions in Graton, California: Graton is known for its picturesque vineyards, charming downtown area with boutique shops and restaurants, and close proximity to outdoor recreational activities such as hiking and cycling. The town also hosts community events that bring residents together and create a strong sense of belonging.
The Benefits of FHA Down Payment Assistance Home Loan in Graton, California
