Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Greenbrae, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Greenbrae, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Greenbrae, CA?

Our Down Payment Assistance program in Greenbrae, CA provides a financial boost to eligible homebuyers in Greenbrae, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Greenbrae, CA

Key Features of Our FHA Down Payment Assistance in Greenbrae, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Greenbrae, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Greenbrae, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Greenbrae, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Greenbrae, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Greenbrae, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Greenbrae, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Greenbrae, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Greenbrae, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Greenbrae, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Greenbrae, California

FHA down payment assistance home loans in Greenbrae, California offer numerous benefits to potential homeowners. These loans provide lower down payment requirements, making homeownership more accessible to a wider range of individuals. The assistance programs can help first-time homebuyers secure financing with minimal upfront costs.

Demographically, Greenbrae, California, is a vibrant community with a diverse population. The area is known for its high standard of living and excellent schools, making it an attractive location for families. The town has a mix of young professionals, families, and retirees, creating a dynamic and welcoming environment.

The housing market in Greenbrae, California, is robust and offers a variety of housing options to suit different preferences and budgets. From spacious single-family homes to modern apartments, the real estate market in Greenbrae is diverse and caters to a range of needs. Home prices have been steadily increasing, making it a lucrative investment opportunity.

Main attractions in Greenbrae, California, include the picturesque hiking trails of Mount Tamalpais, the vibrant farmers' markets, and the charming downtown area with boutique shops and restaurants. The town's proximity to San Francisco and the stunning natural surroundings make it a sought-after location for both residents and visitors.

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