Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Greenfield, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Greenfield, CA provides a financial boost to eligible homebuyers in Greenfield, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Greenfield, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Greenfield, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Greenfield, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Greenfield, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Greenfield, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Greenfield, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Greenfield, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Greenfield, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Greenfield, California offers numerous benefits to homebuyers. This program allows for a lower down payment, typically around 3.5%, making homeownership more accessible to a wider range of individuals. Additionally, the FHA loan requirements are more flexible, making it easier for individuals with less-than-perfect credit to qualify for a mortgage. Greenfield, California, located in Monterey County, has a diverse demographic profile. The population consists of a mix of Hispanic, Latino, and White residents, contributing to a vibrant cultural atmosphere. The city has a relatively young population, with a median age of around 29 years, making it an ideal location for families and young professionals. The housing market in Greenfield, California, is showing promising growth. With the assistance of FHA loans and down payment assistance programs, more individuals can afford to purchase homes in the area. The median home value is around $360,000, making it an affordable option compared to neighboring cities. The market is competitive, but with the right support, homeownership is within reach. Greenfield, California offers a range of attractions for residents and visitors alike. The city boasts beautiful parks, like Patriot Park and Village Green Park, providing ample space for outdoor activities and relaxation. Additionally, the region's proximity to the Santa Lucia mountain range offers hiking and camping opportunities, making it an ideal location for nature lovers.
FHA Down Payment Assistance Home Loan in Greenfield, California
