Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Groveland, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Groveland, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Groveland, CA?

Our Down Payment Assistance program in Groveland, CA provides a financial boost to eligible homebuyers in Groveland, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Groveland, CA

Key Features of Our FHA Down Payment Assistance in Groveland, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Groveland, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Groveland, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Groveland, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Groveland, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Groveland, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Groveland, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Groveland, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Groveland, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Groveland, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Groveland, California

Benefits of FHA Down Payment Assistance Home Loan in Groveland, California:

An FHA loan provides low down payment options, making homeownership more accessible.

Down payment assistance programs help first-time homebuyers overcome financial barriers.

FHA loans offer competitive interest rates and flexible qualification requirements.

Demographics of Groveland, California:

Groveland has a population of around 3,000 residents, with a median age of 55 years.

The community is known for its mix of retirees, families, and outdoor enthusiasts.

Residents enjoy a peaceful small-town atmosphere and a strong sense of community.

Housing Market in Groveland, California:

The housing market in Groveland offers a variety of single-family homes and cabins.

Median home prices in Groveland are affordable compared to nearby cities.

There is a range of housing options, from cozy cottages to spacious mountain retreats.

Main Attractions in Groveland, California:

Yosemite National Park is a short drive away, offering stunning natural beauty.

The historic downtown area of Groveland features charming shops and restaurants.

Pine Mountain Lake provides opportunities for boating, fishing, and other outdoor activities.

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972-347-9224
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