Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Grover Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Grover Beach, CA provides a financial boost to eligible homebuyers in Grover Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Grover Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Grover Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Grover Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Grover Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Grover Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Grover Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Grover Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Grover Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan program in Grover Beach provides financial assistance to help prospective homeowners cover their down payment, making homeownership more accessible. Demographics in Grover Beach, California, show a diverse community with a population that values beachside living and access to various outdoor activities, attracting individuals and families looking for a relaxed coastal lifestyle. In terms of the housing market, Grover Beach offers a range of housing options, from cozy beachside cottages to modern condominiums. The market is known for its stability and reasonable pricing, making it an attractive location for first-time homebuyers. Main attractions in Grover Beach include the picturesque Pismo State Beach, the Monarch Butterfly Grove, and local wineries, offering residents and visitors a mix of outdoor adventures and cultural experiences.
Benefits of FHA Down Payment Assistance Home Loan in Grover Beach, California