Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Guerneville, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Guerneville, CA provides a financial boost to eligible homebuyers in Guerneville, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Guerneville, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Guerneville, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Guerneville, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Guerneville, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Guerneville, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Guerneville, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Guerneville, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Guerneville, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Guerneville, California offers numerous benefits including low down payment requirements, competitive interest rates, and easier qualification criteria compared to conventional loans. The demographics of Guerneville, California show a diverse population with a mix of young professionals, families, and retirees. The town is known for its artsy vibe and LGBTQ+ friendly community. The housing market in Guerneville is vibrant with a range of options from cozy cottages to riverfront estates. With the assistance of FHA loans, more individuals and families can afford to own homes in this desirable area. Main attractions in Guerneville include the stunning Russian River, where visitors can enjoy canoeing, kayaking, and picnicking. The town also boasts charming shops, delicious dining options, and access to the breathtaking Sonoma Coast.
Benefits of FHA Down Payment Assistance Home Loan in Guerneville, California
