Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Guinda, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Guinda, CA provides a financial boost to eligible homebuyers in Guinda, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Guinda, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Guinda, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Guinda, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Guinda, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Guinda, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Guinda, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Guinda, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Guinda, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in Guinda, California offers numerous benefits for homebuyers. This program allows for a lower down payment, often as low as 3.5%, making homeownership more accessible for first-time buyers and those with limited savings. Guinda, California, is a small, picturesque town in Yolo County with a diverse population. The demographics of Guinda include a mix of young families, retirees, and agricultural workers, creating a unique and vibrant community. The housing market in Guinda is competitive yet affordable compared to nearby urban areas. The FHA Down Payment Assistance Home Loan can help buyers navigate the market and secure their dream home at a more affordable price. Some main attractions in Guinda and its surrounding areas include the beautiful Cache Creek, perfect for outdoor activities like fishing and hiking, as well as local wineries offering wine tasting experiences amidst stunning vineyard landscapes.
FHA Down Payment Assistance Home Loan in Guinda, California
