Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Half Moon Bay, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Half Moon Bay, CA provides a financial boost to eligible homebuyers in Half Moon Bay, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Half Moon Bay, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Half Moon Bay, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Half Moon Bay, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Half Moon Bay, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Half Moon Bay, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Half Moon Bay, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Half Moon Bay, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Half Moon Bay, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer benefits such as lower down payment requirements, making homeownership more accessible to a wider range of individuals and families. This program also provides competitive interest rates and flexible credit requirements, increasing the chances of approval for potential homebuyers. Half Moon Bay, California, is a coastal city known for its picturesque beaches, coastal trails, and abundant outdoor recreational activities. The city boasts a diverse population, with a mix of young professionals, families, and retirees, creating a vibrant and inclusive community. In terms of the housing market, Half Moon Bay offers a range of options from charming single-family homes to luxury beachfront properties. The market is competitive, with a steady demand for housing due to the city's desirable location and amenities. The FHA Down Payment Assistance program can help buyers navigate this market and achieve their homeownership goals. Main attractions in Half Moon Bay include the iconic Pillar Point Harbor, where visitors can enjoy fresh seafood, water sports, and stunning ocean views. The city is also home to numerous festivals and events, such as the annual Pumpkin Festival, showcasing the vibrant culture and community spirit of Half Moon Bay.
Benefits of FHA Down Payment Assistance Home Loan in Half Moon Bay, California
