Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Haltom City, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Haltom City, TX provides a financial boost to eligible homebuyers in Haltom City, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Haltom City, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Haltom City, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Haltom City, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Haltom City, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Haltom City, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Haltom City, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Haltom City, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Haltom City, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA down payment assistance home loan in Haltom City, Texas is that it allows homebuyers to purchase a property with a lower down payment compared to conventional loans. This can make homeownership more accessible to individuals and families with limited savings. Another advantage is that FHA loans often have more flexible qualification requirements, making it easier for individuals with less-than-perfect credit scores to qualify for a mortgage. This can be particularly beneficial for first-time homebuyers or those with past credit challenges. Additionally, FHA loans typically offer competitive interest rates, helping homebuyers secure a more affordable long-term financing option. This can result in lower monthly mortgage payments and overall savings over the life of the loan.
Benefits of FHA Down Payment Assistance Home Loan in Haltom City, Texas
