Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hamilton City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hamilton City, CA provides a financial boost to eligible homebuyers in Hamilton City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hamilton City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hamilton City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hamilton City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hamilton City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hamilton City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hamilton City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hamilton City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hamilton City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Hamilton City, California offers several benefits, such as lower down payment requirements, competitive interest rates, and easier qualification criteria compared to conventional loans. This makes homeownership more accessible to individuals with limited savings or lower credit scores. Hamilton City, California, has a diverse demographic, with a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and strong sense of unity. The city has seen steady population growth in recent years, attracting individuals seeking a peaceful yet dynamic living environment. The housing market in Hamilton City, California, provides a range of options from single-family homes to condominiums. The median home price is competitive, making it an attractive location for first-time buyers and investors. The market is stable, with a slight upward trend in property values, offering opportunities for long-term growth and investment.
FHA Down Payment Assistance Home Loan in Hamilton City, California
