Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hamlin, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hamlin, TX provides a financial boost to eligible homebuyers in Hamlin, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hamlin, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hamlin, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hamlin, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hamlin, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hamlin, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hamlin, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hamlin, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hamlin, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA down payment assistance home loan in Hamlin, Texas offers various benefits to prospective homebuyers. This program helps individuals with limited funds to achieve the dream of homeownership by providing financial assistance for the down payment, making it more affordable to buy a house. Hamlin, Texas, has a diverse population with a mix of different age groups and backgrounds. The city's demographics show a vibrant community that is welcoming to new residents, offering a blend of urban amenities and small-town charm. The housing market in Hamlin, Texas, is favorable for buyers, with a range of affordable housing options available. The FHA down payment assistance program can further support homebuyers by making homeownership more achievable through reduced upfront costs. Hamlin, Texas, boasts several main attractions for residents and visitors alike. From beautiful parks and outdoor recreational areas to historical sites and cultural events, there is always something to explore and enjoy in this charming city.
Benefits of FHA Down Payment Assistance Home Loan in Hamlin, Texas
