Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hamshire, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Hamshire, TX provides a financial boost to eligible homebuyers in Hamshire, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hamshire, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Hamshire, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Hamshire, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Hamshire, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Hamshire, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Hamshire, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Hamshire, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hamshire, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Hamshire, Texas offers several benefits such as lower down payment requirements, flexible credit score criteria, and competitive interest rates. This makes homeownership more accessible to individuals who may not qualify for traditional loans. Hamshire, Texas, situated in Jefferson County, has a diverse demographic profile with a mix of families, young professionals, and retirees. The town enjoys a close-knit community feel, with a range of local amenities, schools, and recreational facilities that cater to residents of all ages. The housing market in Hamshire, Texas, has been stable in recent years, with a variety of housing options available to suit different preferences and budgets. The area offers a mix of single-family homes, townhouses, and apartments, providing opportunities for both homeowners and renters. Some of the main attractions in Hamshire, Texas, include the picturesque Sabine National Wildlife Refuge, which offers hiking trails and birdwatching opportunities. The town also hosts annual events such as the Hamshire-Fannett Crawfish Festival, bringing the community together in celebration.
Benefits of FHA Down Payment Assistance Home Loan in Hamshire, Texas
