Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Hardin, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Hardin, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Hardin, TX?

Our Down Payment Assistance program in Hardin, TX provides a financial boost to eligible homebuyers in Hardin, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Hardin, TX

Key Features of Our FHA Down Payment Assistance in Hardin, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Hardin, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Hardin, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Hardin, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Hardin, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Hardin, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Hardin, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Hardin, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Hardin, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Hardin, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in Hardin, Texas

FHA Down Payment Assistance Home Loans offer several benefits in Hardin, Texas. These loans require a lower down payment compared to conventional loans, making homeownership more accessible. Additionally, they often have lower credit score requirements and flexible qualification criteria, making them ideal for first-time homebuyers.

Hardin, Texas, a small town with a population of approximately 750, offers a close-knit community feel. The demographic makeup consists of primarily families and retirees seeking a peaceful and friendly environment. The town boasts a strong sense of community with various local events and activities for residents.

The housing market in Hardin, Texas, is relatively stable with a mix of single-family homes and rural properties. The median home value is affordable, making it an attractive location for potential homebuyers. The availability of FHA Down Payment Assistance Home Loans can further support individuals looking to purchase a home in this charming town.

Main attractions in Hardin include the scenic Big Thicket National Preserve, known for its diverse wildlife and outdoor recreational opportunities. The town also offers local parks, shops, and restaurants that cater to residents and visitors alike, adding to the overall charm and appeal of the community.

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sharon@horizonlendingservices.com
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