Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Harker Heights, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Harker Heights, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Harker Heights, TX?

Our Down Payment Assistance program in Harker Heights, TX provides a financial boost to eligible homebuyers in Harker Heights, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Harker Heights, TX

Key Features of Our FHA Down Payment Assistance in Harker Heights, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Harker Heights, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Harker Heights, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Harker Heights, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Harker Heights, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Harker Heights, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Harker Heights, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Harker Heights, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Harker Heights, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Harker Heights, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Harker Heights, Texas

The FHA Down Payment Assistance Home Loan in Harker Heights, Texas provides a valuable opportunity for first-time homebuyers to purchase a house with a lower down payment requirement. This can make homeownership more accessible to a wider range of individuals and families.

Demographics in Harker Heights show a diverse community with a mix of families, young professionals, and military personnel due to its proximity to Fort Hood. The city boasts a friendly atmosphere with various amenities and services catering to different lifestyles.

The housing market in Harker Heights is competitive yet affordable compared to neighboring areas. With the FHA Down Payment Assistance Home Loan, potential buyers have more options to explore in this thriving real estate market, making it easier to find their dream home.

Main attractions in Harker Heights include beautiful parks, outdoor recreational activities, shopping centers, and local restaurants. Residents can enjoy a balanced lifestyle with access to both urban conveniences and natural landscapes.

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