Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Harlingen, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Harlingen, TX provides a financial boost to eligible homebuyers in Harlingen, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Harlingen, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Harlingen, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Harlingen, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Harlingen, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Harlingen, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Harlingen, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Harlingen, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Harlingen, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: If you are looking to buy a home in Harlingen, Texas, an FHA down payment assistance home loan can be a great option. This program provides financial aid to qualified buyers, making it easier to achieve homeownership. It offers low down payment requirements, competitive interest rates, and lenient credit score criteria, making it accessible to a broader range of individuals. Demographics:Harlingen, located in Cameron County, Texas, has a diverse population with a mix of Hispanic, White, and African American residents. The city has a lower cost of living compared to the national average, making it an attractive place for families, young professionals, and retirees. The warm climate and proximity to the coast also draw many visitors and new residents to the area. Housing Market:The housing market in Harlingen is vibrant, with a mix of affordable single-family homes, townhouses, and condominiums. The median home price is below the national average, presenting opportunities for first-time homebuyers and investors alike. The city's real estate market has shown steady growth in recent years, making it a promising location for property investment. Main Attractions:Harlingen boasts a variety of attractions, including the Iwo Jima Memorial Museum, Harlingen Arts and Heritage Museum, and Hugh Ramsey Nature Park. The city is also known for its vibrant arts scene, with galleries, theaters, and music venues showcasing local talent. For outdoor enthusiasts, the nearby Gulf of Mexico offers opportunities for fishing, boating, and beach activities.
FHA Down Payment Assistance Home Loan in Harlingen, Texas
